GD9 CTW fileÒ Legal 05, Õ Civil lawsuits that involve claims for property damage and personal injury as a result of auto accidents require processing a significant amount of paperwork. Reports from the police and physicians, photographs from the accident scene, and statements from the parties involved in the accident must be completed. Victims of auto accidents often settle their claims against the defendant without going to court. The injured plaintiff and the defendant's insurance company agree to settle the claims for property damage and personal injury out of court. They realize that months or even years may pass before the case comes to trial. Cases involving neligence and personal injury usually require expert legal advice. Attorneys representing clients in negligent driving cases must be knowledgeable about the provisions of automobile insurance with liability coverage. For example, a person with liability coverage is entitled to be defended in lawsuits brought against him or her as a result of negligent driving. The attorney is obligated to provide the best possible defense. Representatives of insurance companies become involved in negligence and personal injury cases. They must consider the interests of their company and their insured customers. Experienced attorneys are careful to avoid any occurrences that may result in a judge declaring a mistrial. They will avoid mentioning the insurance company by name in court to ensure that a jury will not be biased against the company.